Comprehensive Life Settlements, LLC is a "boutique" Senior Life Settlement Producing and SLS Portfolio development service. Our organization caters exclusively to Senior Citizens, CPA's, Financial Planning Professionals, Tax Attorneys, Charitable Organizations, Money Managers, Funders, and Institutional SLS Sellers/Purchasers throughout the Fifty Union States and abroad. Our scope of operation is International, but we remain small, friendly and committed to the practice "full disclosure" at all times and without exception. Our International Clients should note that the laws of the United States of America govern all Life Settlement and SLS Portfolio transactions exclusively. Comprehensive Settlements, LLC does work with other larger Brokers, Large Banks, Institutional Funders (normally considered Funding Sources), but with a different approach. Seeing a need and demand for Full Disclosure in this Industry, we share all quote, Funding Source, and Broker information of those whom may be working or assisting Our Clients cases. Nothing is hidden from our Clients, and this is what makes us truly unique.
Recognizing that many senior individuals over the age of 70 experience lifestyle changes where large life policies may no longer be necessary, Comprehensive Settlements, LLC provides an opportunity to create a venue for these individuals to turn their policies into cash. Our service has become extremely valuable to seniors with estate planning issues and to Captive Agents prohibited to engage in Life Settlements sales (benefiting their clients) because of corporate policy. Our large Corporate accounts and Foundation Managers enjoy the benefit of a friendly and well seasoned Management Team prepared to fill large portfolio tranches, quickly and confidentially.
Our management team is lead by Michael Davis. Mr. Davis has more than 21 years experience working with Senior Citizens and was among the first to market "living needs benefits" transactions in the late 1980's. Many industry insiders understand Living Needs Benefits (introduced first by The Prudential Life Insurance Company in Canada, then America) to be the precursor of today's Life Settlement Industry. Mr. Davis's background includes extensive experience in the fields of Tax, Insurance and Constitutional Law.
Comprehensive Life Settlements, LLC has developed relationships with the Nation’s leading institutional investors in the Life Settlement industry via America's Largest Settlement Brokers and SLS Institutional Sellers. Similar to underwriting a life insurance policy, each case is introduced to various funding companies – thereby broadening the opportunity for multiple offers in pursuit of the highest possible cash settlement for each policy. SLS Portfolio orders are filled to meet our Clients criteria and tailored to meet or exceed IRR targets.
In order to educate the marketplace about the availability of this financial product and to identify senior policyholders interested in a Life Settlement, Comprehensive Life Settlements, LLC markets its services through a variety of channels as explained below.
We believe that selling one’s life insurance policy as part of a broader financial planning strategy is often a prudent financial decision, but nonetheless a significant step for the policyholder. That’s why we encourage seniors to seek professional guidance when considering this transaction.
Although in many cases Comprehensive Life Settlement, LLC works directly with the policyholder, the company is able to broaden its reach in marketing this new financial product by working with the financial and legal advisers of the policyholder, including the following professionals and other centers of influence:
Because insurance agents and brokers often have a business practice that allows them to readily identify candidates for Life Settlement transactions, Comprehensive Settlements offers marketing assistance to established insurance agencies and brokers in order to assist them in educating seniors about the availability of Life Settlements.